Perlindungan Tenang: Mampu & Mudah
Takaful or insurance protection is an important part of financial planning for the future, offering you and your family a safety net that keeps all of you financially protected against death, fire or other unfortunate events.
About Perlindungan Tenang
Takaful or insurance protection is an important part of financial planning for the future, offering you and your family a safety net that keeps all of you financially protected against death, fire or other unfortunate events.
It provides you with peace of mind, knowing that your loved ones who depend on you will receive a sum of money to help meet daily expenses and get back on their feet in case of unforeseen circumstances.
With Perlindungan Tenang, you can now easily purchase or participate in protection plans that are affordable and easy to understand, with a convenient claims process. Look out for any products with the Perlindungan Tenang logo from your preferred Takaful operators or insurance companies.
Tips when signing up for family takaful / life insurance plans:
- Make a nomination and inform your nominees so that he/she can receive the benefits without delay in the event of death
- Find out how to make a claim
- Ask your agents/insurers/takaful operators about your rights and responsibilities as a policyholder/certificate holder
Benefits
- Premiums/contributions from only a few Ringgit per month
- Yearly renewable plans
- Easy to understand
- Pays a lump sum of money to beneficiaries upon death
- Buy directly online or from participating insurers/takaful operators or agents
- Also available from selected bank branches and mobile phone operators
Claims with complete documentation will be paid out within five (5) working days and seven (7) working days for non-death claims.
The Perlindungan Tenang Voucher 3.0 Programme is a strategic initiative by the Government of Malaysia to strengthen social protection for lower-income segments of the population. Commencing on 1st September 2025, a RM30 voucher will be allocated to 2 million eligible Sumbangan Tunai Rahmah (STR) recipients. This voucher may be utilised to purchase a new or renew a microinsurance or microtakaful product under Perlindungan Tenang framework offered by participating Insurers/ takaful operators.
Perlindungan Tenang products are designed to provide accessible and affordable financial protection, particularly for underserved and vulnerable communities.
Takaful Operators Participating in the Perlindungan Tenang Initiative
1 300 88 8922
my.complaint.aia.com
www.aia.com.myÂ
AIA Starter Plan
Dist. Channel/ Where to Buy: Internet
Entry Age: 16 – 55 Years Old
RM10k-30k
RM33 per year
(RM2.87 per month)
Type of coverage: Death and Total Permanent Disability
1300 13 8888 info@etiqa.com.my www.etiqa.com.myPOS Tenang
Dist. Channel/ Where to Buy: All POS Malaysia Branches Nationwide
Entry Age: 21-45 Years Old
RM7.5k Silver Plan.
RM12K Gold Plan
RM15k Platinum Plan RM15k
RM55 Silver Plan
RM86 Gold Plan
RM110 Platinum Plan
Untuk penerima BPR/BKM Baucar Perlindungan Tenang RM75 sahaja. Tempoh Kempen dari 1 Januari 2022 hingga 31 Disember 2022. * Di bawah Kempen ini, kadar sumbangan Post Tenang Pelan Emas adalah RM85 di mana RM10 baki sumbangan akan dikecualikan oleh Etiqa Family Takaful sebagai Amal Jariah kepada peserta yang berkelayakan.
1300 13 7988 (Malaysia) contact.my@fwd.com www.fwd.com.myDedicated support line/email for Kasih product:
03-2771 7737 kasih.my@fwd.comFWD Kasih
Dist. Channel/ Where to Buy: Online and Selected Partners
Entry Age: 18 – 55 Years Old
RM10k – Pelan 1*
RM20k – Pelan 2*
RM30k – Pelan 3*
RM40k – Pelan 4
Bermula dari serendah RM2.03 untuk sebulan (hanya untuk pendapatan RM5k kebawah)
Type of coverage: Death; Total Permanent Disability (TPD); Death due to accident
1 300 13 8338mikrosayang@greateasterntakaful.comwww.mikrosayang.com
Great Eastern MikroSayang
Dist. Channel/ Where to Buy: MikroSayang website at www.MikroSayang.com
Entry Age: 19 years age next birthday.
Hospitalisation Benefit = RM50 per day up 14days
Death Benefit = RM5000
Accidental Death Benefit = RM5000
Total and Permanent Disability Benefit = RM5000
Critical Illness Benefit = RM5000
RM50
Plan B : Accidental Death Benefit & Critical Illness
Plan C : Accidental Death ,Hospitalisation Benefit & Critical Illness
Plan A+ : Death/ Total Permanent Disability (TPD) & Hospitalisation Benefit
Plan B+ : Death/ Total Permanent Disability (TPD) & Critilcal Illness
Plan C+ : Death/ Total Permanent Disability (TPD), Hospitalisation Benefit & Critical Illness
1. Hospitalisation Benefit
2. Death Benefit
3. Accidental Death Benefit
4. Total and Permanent Disability Benefit
5. Critical Illness Benefit
603 7650 1800 ReachUs@takaful.hongleong.com.my https://www.hlmtserv.com/en/Products/Tenang.aspxHLM Takaful Tenang & HLM Takaful Tenang 75
Dist. Channel/ Where to Buy: Online via www.hlmtserv.com
Entry Age: 18 – 60 years old (age next birthday)
HLM Takaful Tenang: RM20,000 – RM80,000
HLM Takaful Tenang 75: Depends on the entry age
HLM Takaful Tenang: RM50
HLM Takaful Tenang 75: RM75
Type of Coverage: Death and Total Permanent Disability (TPD)
+603 2775 7188 customer@prubsn.com.my www.prubsn.com.myBSN Takaful Sakinah
Dist. Channel/ Where to Buy: BSN branches (over the counter) and BSN website (self-enrolment via online).
BSN branches (over the counter) and self-enrolment via BSN website
Note: Participation in BSN Takaful Sakinah Plus using a Perlindungan Tenang Voucher (PTV) can only be done through BSN branches (over the counter).
Entry Age:
19 – 60 years old(Age Next Birthday)
| Benefits | Plan Choices | |||
| Plan 1* | Plan 2* | Plan 3 | Plan 4 | |
| Ringgit Malaysia (RM) | ||||
| Non-Accidental Death Benefit | 10,000 | 15,000 | 20,000 | 30,000 |
| Accidental Death Benefit | 20,000 | 30,000 | 40,000 | 60,000 |
Accidental Death Benefit (During Festive Seasons or While Performing Hajj or Umrah) | 30,000 | 45,000 | 60,000 | 90,000 |
| Khairat Benefit | 1,500 | 1,700 | 2,500 | 3,500 |
| Contribution Rebate | Instant discount of 10% from the Original Annual Contribution upon renewal of certificate with the same plan | |||
*PTV recipients are eligible to participate in BSN Takaful Sakinah Plus – Plan 1 or Plan 2 only.
| Plan 1* | Plan 2* | Plan 3 | Plan 4 |
| RM65 | RM95 | RM130 | RM190 |
*Note: After utilising PTV, the remaining contribution will be deducted from BSN Savings Account.
Example:
Payment of contribution for Plan 1 (RM65) = PTV of RM30 + RM35 deduction from BSN Savings Account
Type of Coverage: Family Takaful
+603 2775 7188 customer@prubsn.com.my www.prubsn.com.myLindungi
Dist. Channel/ Where to Buy: Online
Entry Age: 19 – 60 years old
Starts from RM20k
Depends on the Sum Covered selected, age, gender, health status and/or occupation
1-300 88 252 385 csu@takaful-malaysia.com.my www.takafulmalaysia.com.my/Takaful myTenang Care
Dist. Channel/ Where to Buy: Kunjungi mana-mana cawangan TMCC kami.
Entry Age: 19 – 55 years old
Kematian (Semua Sebab) :
19-40 Tahun : RM23,000
41-50 Tahun : RM11,500
51-55 Tahun : RM4,500
Keilatan Menyeluruh dan Kekal (Semua Sebab)
19-40 Tahun : RM23,000
41-50 Tahun : RM11,500
51-55 Tahun : RM4,500
Jenis Perlindungan Type of change Kematian (Semua Sebab)
Keilatan Menyeluruh dan Kekal (Semua Sebab)
Death (All Causes)
Total and Permanent Disabilities (All Causes)i>
Sum Covered: *Contribution for lowest Plan
+603 2723 9696 ikhlascare@takaful-ikhlas.com.my www.takaful-ikhlas.com.myDist. Channel/ Where to Buy: Online
Entry Age: 16 – 60 years old
Jumlah Dilindungi*
Kematian/HUMK akibat Semulajadi :
16-30 Tahun: RM22,500
31-40 Tahun : RM20,000
41-50 Tahun: RM9,000
Umur 51-60
Tahun: RM2,750
Kematian/HUMK akibat Kemalangan:
16-30 Tahun: RM45,000
31-40 Tahun : RM40,000
41-50 Tahun: RM18,000
Umur 51-60 Tahun: RM5,500
Badal Haji:
16-30 Tahun: RM1,500
31-40 Tahun : RM1,500
41-50 Tahun: RM1,500
Umur 51-60 Tahun: RM1,500
Perbelanjaan Serta-Merta Kematian
16-30 Tahun: RM3,500
31-40 Tahun : RM3,500
41-50 Tahun: RM3,500
Umur 51-60 Tahun: RM1,250
1-300 -888-622 callcentre@zurich.com.myZ-Prihatin Takaful Version 2
Dist. Channel/ Where to Buy:Â
- Via Touch’nGo mobile application
- Gmat website : Insurance Rahmah Home
Entry Age: 16 – 65 years old
From RM25,000
RM33.64 (before 8% service tax)
a) Accidental Death and Permanent Disablement
b) Hospital Income due to Accident (maximum up to 60 days)
c) Hospital Income due to Vector-Borne Disease (maximum up to 60 days)
d) Funeral Expenses
Infografik Perlindungan Tenang
Soalan Lazim
Muat Turun Brosur
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